1. What Are Cookies?
Cookies are small text files stored on your device (computer, phone, or tablet) when you visit a website. They help the website remember your preferences, maintain your session, and improve your experience. Cookies are a standard part of how the modern web works.
2. Cookies We Use
Nova Debt Helper uses only one essential cookie — a session identifier that keeps your conversation connected while you use the Service.
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
session_id |
Maintains your active chat session with Nova so your conversation is not lost between page interactions | Session (deleted when you close your browser) | Essential |
That's it. Just one cookie, and it's essential for the Service to work.
3. What We Do NOT Use
- Tracking or analytics cookies (Google Analytics, Hotjar, Mixpanel, etc.)
- Third-party advertising cookies (Google Ads, Meta Pixel, etc.)
- Social media tracking cookies (Facebook, Twitter/X, LinkedIn, etc.)
- Retargeting or remarketing cookies
- Fingerprinting or device identification techniques
We believe in minimal data collection. If we can't justify why a cookie is needed, we don't use it.
4. Third-Party Services and Cookies
Nova Debt Helper uses the following third-party services, which may set their own cookies as part of their normal operation:
- Cloudflare: May set essential security cookies (e.g.,
__cf_bm) to protect against automated attacks and ensure service availability. These are strictly necessary and cannot be disabled.
No third-party analytics, advertising, or tracking services are used on Nova Debt Helper.
5. How to Manage or Disable Cookies
Since we only use essential cookies, disabling cookies will affect the Service's functionality but will not reduce your privacy in any meaningful way — we don't track you either way.
If You Want to Disable Cookies:
You can control cookies through your browser settings. Here's how in popular browsers:
- Chrome: Settings → Privacy and security → Third-party cookies → See all data and manage
- Firefox: Settings → Privacy & Security → Cookies and Site Data → Manage Data
- Safari: Preferences → Privacy → Manage Website Data
- Edge: Settings → Cookies and site permissions → Manage and delete cookies
You can also set your browser to block all cookies or to notify you when a cookie is being set. Note that blocking our session cookie will prevent Nova from maintaining your conversation, and the Service may not function properly.
6. Local Storage
Nova Debt Helper may use browser local storage (localStorage) to save your conversation progress and preferences on your device. This data stays on your device and is not transmitted to our servers unless you choose to share it through the Service. You can clear local storage through your browser's developer tools or by clearing site data.
7. Changes to This Policy
We may update this Cookie Policy from time to time. If we introduce new cookies or change how we use them, we will update this page and revise the "Last Updated" date. For any material changes, we will provide notice on the Service. We encourage you to review this policy periodically.
8. Contact Us
If you have questions about our use of cookies or this Cookie Policy, please contact us:
- Email: privacy@visionarysolution.net
- Company: Visionary Solution LLC
- Website: nova.visionaryconsultant.net
For broader privacy questions, please see our Privacy Policy.
Last Updated: April 19, 2026