100% Free Forever

Debt crushing you? Stop drowning. Start winning.

Nova helps you negotiate debt settlements, manage payments, and finally breathe again. No fees. No catches. Just results.

Get Started Free — No Credit Card

Takes 2 minutes. Cancel anytime.

[Dashboard Mockup: Debt overview, settlement tracker, payment calendar]

Still juggling bills manually?

You're not alone. Thousands of people lose money every day because they don't have a system.

💸 Overpaying interest

Without a strategy, you pay minimums forever. Banks love that. Your wallet doesn't.

😰 Constant anxiety

Every phone call, every bill. The stress of not knowing where you stand financially.

🔄 Missing settlements

Debt collectors offer deals all the time. But without tracking, you miss opportunities to cut your debt in half.

Nova handles the heavy lifting

Built by people who've been there. No judgment. Just a clear path out of debt.

Settlement tracker

Log offers, track deadlines, never miss a chance to settle for less.

Payment calendar

See all your obligations in one view. Plan ahead. Stay on track.

Progress dashboard

Watch your debt shrink. Visual motivation to keep going.

Smart reminders

Never miss a payment or settlement deadline again.

[App Screenshot: Dashboard with debt payoff timeline]

Join thousands taking control

$12M+

Debt tracked

8,500+

Users enrolled

$2.4M

Settlements negotiated

Simple pricing

No tiers. No limits. No surprises.

Nova Debt Relief

$0/month forever
  • Unlimited debt accounts
  • Unlimited settlements
  • Payment calendar
  • Progress tracking
  • Smart reminders
  • Export reports
Get Started Free
No credit card required • Cancel anytime • Free forever

Questions? Answered.

Is Nova really 100% free?

Yes. No hidden fees, no premium tiers, no upsells. We believe financial tools should be accessible to everyone.

How does Nova make money?

We're funded by our paid products (BizDiag, Flowcast, QuickBid). Nova is our way of giving back.

Is my financial data secure?

Bank-level encryption. We never sell your data. You can delete everything anytime.

Does Nova negotiate for me?

No — we give you the tools to negotiate yourself. No middlemen. You keep 100% of the savings.

Ready to stop drowning in debt?

Join 8,500+ people who've taken control. Takes 2 minutes to start.

Start Free — No Credit Card